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Working capital up to $1 million

Funds as fast as 24 hours after completed application, that’s compared to the industry average of waiting up to 50 days for funds!


SBA Loan


Term Loan


Merchant Cash Advance


Working Capital


Line of Credit


Invoice Factoring

One application, multiple funding options

Lends Well was created with a big idea: to create a Custom Financing Plan for all Business Owner's with a State of the Art Business Credit Builder Program. As a Community Leader, We Also Help Families Rent To Own Homes With Our Second Chance Home Program. We Provide Aged Shelf Corporations With Credit. With one 6 minute application our Finance Care Specialist can help create a personal custom funding blueprint to find the right financing options for your needs, from lines of credit to term loans, cash advance and even Small Business Administration (SBA) loans.

Let's get started.



Apply online in 6 minutes with one simple application.



Review your options

Your dedicated Account Manager will contact you as soon as possible to review your needs and help you find the best funding option for your business.



Get funded

Get a decision in as little as 24 hours and funding as soon as the next day accepting an offer.

Start your online application

Get Business Credit for Your EIN that’s Not Linked to Your SSN


To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible.  With our "Business Credit Builder Program" it's essential to make this happen, and it helps you access money even when you can’t qualify for a loan.


Since 2011, Lends Well partners has funding for small businesses in over 500 industries access the capital they need.

Over $10 billion lent to 50,000 small businesses national.

Rent To Own Homes With Our Partner At Divvy

If you’re tired of renting, and you want to own a home in your area - but your credit, lack of down payment, or income hold you back from qualifying for a normal bank loan… ask about our “Second Chance Home Program”, you may be a great fit for it. 


"My bank fumbled processing of my PPP loan. I contacted Lends Well a few days before the June expiration and they got my loan processed an I got my loan within a couple of weeks. Any questions I had I was able to talk with my accounts rep, who was very helpful and kept me upto date on every step."

By Bill Peter

Rated 4.9 / 5875 reviews


Our commitment to trust and transparency


We co-wrote the first standard for a transparent, accountable, and fair small business lending market, The Small Business Borrowers’ Bill of Rights.

We believe small businesses should be protected from unfair, deceptive financial practices – that’s why a thoughtful approach to regulation and compliance is one of our core differentiators.



As a member of the The Innovative Lending Platform Association (ILPA) we are dedicated to advancing best practices and standards that support responsible innovation and access to capital for small businesses.

Community Care

Address: 66 West Flagler Street, Suite 900-3864 

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1 Lends Well may partner with other lenders to provide a full range of loan options to qualified borrowers. Approval and funding times may vary between lending partners.

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